42 Creative Ways to Make Money Without Working For Someone

by | Last Updated: October 15, 2019

Guess what?

If you’re like most people, you work hard at your job – to put food on the table and pay the bills.

But what if you wanted a few nice things, like say… a new flat-screen TV, a gorgeous pair of shoes, or a new video game console? Where are you gonna find that extra cash?

Some folks might say: “you should ask for a raise,” “get a new job that pays better,” or “pick up a second job.”

But let’s be honest: ain’t nobody got time for that!

You didn’t come here looking to trigger your stress and anxiety. You came because you’re looking for easy ways to earn extra income without much effort. And, the question on your mind is…

How to Make Money Without Working Hard?

After doing some research, it appears there are several ways to do this. You can work from home, make money online, or even create a few sources of reliable passive income. The latter is, by far, the best way to make money.

In this post, you’ll find a list of proven ways to make some extra cash. Every option is virtually easy to do. And of course, you won’t have to work harder than you need to.

Now let’s explore the options to boost your income.

42 Easy Ways to Make Money Without Working Hard

You don’t always have to exhaust yourself trying to stack Benjamins. Here’s how you can do it without breaking a sweat:

1. Get paid to speak English online

Do you consider yourself to be a great conversationalist? If so, you could make an extra $1,000 using Cambly to chat with people online (or on your phone).

Cambly is a platform that allows you to connect with people who want to converse in English. You don’t need any experience or qualifications. You can set your own hours, work as much (or little) as you want, and get paid $13/hour.

This is perfect for you if English is your first language or you speak it fluently.

No it’s not a dream, it’s very real. This is how folks are learning English in other countries. The online interaction beats taking a class or reading any textbook.

Don’t overthink this opportunity. Click here to check it out for yourself.

2. Earn money while watching TV

Imagine sitting on your couch, binge-watching your favorite show, and… getting paid every 5 minutes.

Sounds like fake news right? Well it definitely isn’t.

You see, thanks to paid survey sites like Survey Junkie, you can make money from your laptop while watching TV.

It’s one of the fastest ways to make extra cash just by clicking through a bunch of surveys every day. Some surveys even pay over $20, and you get paid via gift cards or PayPal. How cool is that?

Of course you’re not gonna get rich or anything, but it sure is fun making easy money online. In fact, you can get 200 FREE points just for signing up and completing your profile today.

Click here to claim your Survey Junkie points now.

3. Make money advertising with your car

Spend hours commuting in your car each week? Want get paid for it? Then you need Carvertise in your life.

The company helps everyday drivers earn residual income for driving around with a brand on their car.

You see, businesses are always looking for creative ways to reach more consumers. So Carvertise makes it possible by connecting them with amazing drivers like you.

Examples of this include – taxi’s with ads on the side, the RedBull car, or cars wrapped in popular radio stations.

Here’s how it works:

  • Your car gets safely wrapped (in about 20 minutes)
  • You drive it as you normally would
  • You get paid between $300 – $1,200 every month

Not only is it easy, it also makes a lot of sense.

So, if you want to turn your car into a moving billboard and make extra money while you drive, check out Carvertise.

4. Participate in research studies for money

Want to take part in premium market research? Then look no further than Respondent.

This platform allows you to earn money for participating in studies on a variety of topics targeting a population or specific industry.

The studies offered are high-paying online and in person studies, which averages out to about $140 per hour. That. Is. Crazy!

The large earnings are a result of the extremely high-quality research being conducted by top companies. Even if you just did 4 studies per month, that’s an extra $500 you could be making.

Getting started is easy, all you have to do is sign up with Respondent here.

5. Play fantasy sports for money

Don’t underestimate this opportunity like an old curmudgeon. There are professional fantasy sports players making unfathomable amounts of money.

But you don’t have to make this your career. No. You can actually do it on the side and make a few hundred or even a few thousand dollars.

If you’re new to playing fantasy sports, that’s okay. Most platforms have tons of resources to guide you. And they are totally beginner friendly.

It’s never been easier to turn a few dollars into thousands than by playing daily fantasy sports. And it’s even better when you play with friends.

Plus, you can get bonuses and rewards for playing when you sign up with DraftKings here.

6. Complete offers for money

While you can’t get your swag on with Swagbucks, you can make money to buy some swag.

That’s right. This company will pay you to do simple stuff you already do. You can earn money for completing offers, shopping online, and more.

There are literally tons of ways to earn money on this site. And with all those choices, you’ll never get bored. It’s easy to see why most of our readers rave about Swagbucks.

Want in on the action? Click here to join Swagbucks and get a $10 BONUS!

7. Start wholesale real estate investing

Real estate is amazing! That’s because it’s boring as f**k but it’s also a goldmine of perpetual income.

Sadly, you can’t go buy a property tomorrow, or even a whole building. Maybe you can if you’ve got mad money lying around, which then begs the question… what in tarnation are you doing here?

Now, if you’re like most people, you’ve probably got a few hundred dollars or more to invest. That’s enough to get you started in many real estate deals across the country.

How? Using Fundrise. It’s an online platform that lets you invest in the best real estate deals nationwide.

Not only is it a great way to diversify your income, you don’t have to stress about managing a property or dealing with lousy tenants.

With just a small investment of $500, you can get access to a network of income-producing assets. Simply sign up with Fundrise to get started.

8. Get paid to watch videos online

Enjoy watching videos? Love doing it to pass time? Well it’s time to turn your viewing sessions into cash with GrabPoints.

It’s an awesome service that rewards you for completing actions online.

The concept is very simple: Companies use GrabPoints to engage with users like you, you watch videos, then you redeem points for cash.

BTW, you can also do more than watch videos. You can complete offers, download apps, and lots more. And the best part is, you get paid in as little as 3 business days.

Want to join the millions making money? Join GrabPoints and get 500 FREE points.

9. Make money with cash research surveys

You’ve probably never heard of Prolific. In fact, most people didn’t until they read about it in this post.

Now, many readers are using it as a way to make a few hundred dollars on the side. It’s basically a website for academic polls and questions from universities, researchers, and scholars.

Once you sign up for Prolific, you’ll start getting notifications for polls via email. All you have to do is complete them and you’ll get paid. It’s as easy as pie.

10. Play trivia for cash and prizes

Are you addicted to your smartphone like most people?

Well instead of just staring at it wasting your life away, you could be making money from it (and wasting your life away).

How? By playing games using an awesome app called SwagIQ.

It’s a cool trivia app by the same folks who created Swagbucks. That means it’s totally legit, unlike most spammy crap out there.

The best part is, you can invite your friends to take part in cool trivia contests. And ya’ll can pool your collective noggins to earn $100’s or even $1,000’s with this app.

It’s not exactly “life-changing” money, but the thrill and competition of winning is a blast.

Look, you already spend hours on your phone, so why not get SwagIQ and make some money from it?

11. Share your opinion and get paid

Want to share your opinion about cool products? With CrowdTap you can.

This is a platform that companies use to get feedback on products from people like you. Your input is used to evaluate and potentially alter a product before it ever hits store shelves.

All you have to do is complete a variety of very short polls and questions about consumer goods, food products, and services.

It’s definitely another easy way to make a few dollars every month.

To get started, sign up with CrowdTap to earn cash now.

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9 Genius Ways to Make Big Money Online

Now we’re up in the big leagues. It’s time to get your turn at bat and use these options to make that job-quitting money.

12. Get paid to blog about anything

Imagine investing 18 months of your time to earn $5,000, $10,000, or even $100,000 a month. How would that change your life?

It probably sounds crazy or intimidating but it’s possible to accomplish with blogging. You can start a blog today and grow it into a profitable stream of passive income.

Many people have transformed their lives through blogging. They’ve been able to quit their jobs, travel to exotic places, and take care of their families.

Of all the opportunities on this list, this is probably the best way to make a lot of money online in a short amount of time. And if you’re willing to put in the work, it can dramatically transform your life.

13. Create and sell online courses

Is there something that you know how to do really well? Then you should consider creating a course for it.

There are people making passive income with courses about using excel, decluttering, and even cooking.

In addition to getting paid, you’ll be able to help people all over the world.

And yes, it’ll take some time to actually create the course. But after that, you can put it on autopilot and just enjoy the profits.

To learn how you can create and sell digital courses, click here.

14. Become a dropshipper

You’ve probably come across posts or videos about folks making money with dropshipping. However, you may not fully understand what it is.

Well basically, it’s a business model that works like this:

  • Someone orders a product from the retailer’s (your) online store
  • The retailer (you) sends the order and customer details to a supplier
  • The supplier packages and (drop)ships the order directly to the customer in the retailer’s (your) name

That’s it.

It’s a somewhat hands-off business model where you never touch the products being sold. Your only responsibilities are marketing your business and getting sales.

Lots of people are making six-figures dropshipping. If you want a piece of the pie, click here to get started.

15. Make money selling ebooks

Ebooks are another great way to make money online.

Similar to courses, you only need to create them once and you’ll earn money passively forever (or as long as the book is for sale).

You can sell your ebooks on your own website or on Amazon as a kindle publisher.

Again, you can create an ebook around a topic you’re familiar with. Or if you prefer, you can write a fictional book. Who knows, you may even write the next romantic best-seller!

It’s never been easier to become a published author. For more details on this amazing opportunity, click here now.

16. Become an Amazon individual seller

With Amazon FBA (Fulfillment By Amazon), you’re able to sell products on the Amazon Marketplace pretty easily.

Not only do you get access to a bajillion customers, Amazon also takes care of everything for you. The company warehouses your products, ships them, and handles all customer service and returns on your behalf.

As for what you can sell, well that depends. You can buy stuff cheap locally and resell them on Amazon for a higher price, or you can sell your own products. The latter is the better option as you get to keep most of the earnings.

To find out more about selling on Amazon, click here.

17. Sell stuff on Etsy

Etsy is the online marketplace for craft-makers. In addition to handmade items, you can sell a variety of other custom products.

For instance, there are teens making $12,000 a month selling stickers and custom accessories for scrapbookers. It’s truly remarkable. And it shows just how easy it is for anyone to sell on Etsy.

You can find out more about becoming an Etsy seller by clicking here.

18. Teach english to Chinese students

Did you know the demand for online English teachers is worth billions?

It’s true. And platforms like VipKid are trying to serve that demand, most of which comes from China.

As a result of this, many teachers now work from home (or wherever they want). Some of them are making triple the minimum wage and double what they made at their old jobs.

And if you’re wondering, these aren’t your typical high-school teachers. They are servers, retail workers, hair stylists, stay-at-home-moms, and yes, even teachers.

As you can see, you don’t have to be a teacher to do this. As long as you speak English fluently, have at least a Bachelor’s Degree, and the necessary tech, you can teach English online to Chinese students.

For more info about this great opportunity, check out VipKid.

19. Become a social media marketing expert

Love using social media? Want to make money doing it? Then you should become a social media marketer.

Right now there’s a huge demand by business for social media experts. Most local businesses are struggling to promote themselves online and get new customers. And owners are finally realizing that old-school advertising is dead.

This is a perfect opportunity for you to step in and help them. Plus, you can earn an extra $1,000 per week or even make $10,000 a month.

You probably already know how to use Instagram, Facebook, etc. Now all you need to do is learn how to apply that knowledge and get paid.

20. Design and sell t-shirts online

Selling t-shirts has always been a popular way to make money in brick-and-mortar stores. But not anymore. Times have changed.

You no longer need a bunch of equipment, staff, or to tie up your money in unsellable inventory.

Today, all you pretty much need is creativity, a laptop, wifi, and an online marketplace to sell shirts.

Some readers are making as much as $4,500 doing this.

Two popular marketplaces are Amazon and Redbubble. Both platforms allow you to upload designs and you can choose to put them on everything from t-shirts, hoodies, mugs, and more.

What makes it even better is that you never touch inventory. Whenever your items sell, you get paid. Simple as that.

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21. Freelance for money

If you have a skill, you can turn it into a freelance gig.

Love to write? You could earn as much as $100 per article.

How about graphic design? Lots of companies are willing to pay top dollar for that skill.

Other freelancing gigs are: website design, virtual assistant, proofreading, and much more.

Freelancing is a great way to work from home, and it costs nothing to get started.

Interested? Check out Upwork, one of the best websites for freelancers.

22. Do paid dog walking for fun

If you’re the type of person who isn’t afraid of animals and doesn’t aspire to be a hermit, Rover is perfect for you.

What is it? It’s a social hub (aka: an app) for dog walkers and sitters to connect with dog owners locally.

There are lots of people who have dogs but are too lazy busy to walk them, take them on trips, etc. So they’re happy to pay you to do those things. Kinda like the folks who have kids but want the babysitter and daycare to raise them.

Jokes aside, you can make a pretty penny with this gig. Some readers are making an extra $500 (or more) walking dogs. Plus you get paid within 48 hours of completing your gig.

Need cash now? Then sign up for Rover and start barking up the money tree today!

23. Get paid to house sit

Some people have houses that are lonely. And they’ll do anything to give their property a companion, such as – hiring a house sitter.

In case you’re wondering, this is like babysitting someone’s home instead of their child. And if you thought babysitters made money, you’ll be blown away by how much house sitters make.

It’s also a great opportunity to experience a different city, town, or even country. Plus, while you’re getting paid, you can be working on your business or something else on this list.

You can find these kind of gigs on house-sitting marketplaces. Here are two popular ones:

  • Nomador – highest number of homes in Europe and is growing worldwide.
  • MindMyHouse – homes available in North America and Europe

Note: Both give you access to more features and homes for a small membership fee.

24. Rent your home on Airbnb

By now you’ve heard of Airbnb. Heck, you’ve probably even booked a place using the platform. But have you thought of using it to make money?

Millions of people across the planet are turning their spare rooms, apartments, and entire homes, into income generating assets.

It’s hardly a new concept. However, unlike the past where you had to worry about some hooligan staying in your home and stealing all your stuff, Airbnb eliminates all that.

The company screens potential guests and allows hosts to rate them. So you can decide whether to accept a booking or not based on a guest’s rating.

Want to list your property? Visit Airbnb to get started today.

25. Make money with Amazon Mechanical Turk (MTurk)

This is another Amazon Marketplace. But don’t expect to see products there. The platform is for strictly for online gigs.

With MTurk, you can do stuff such as: data research, participate in surveys, data validation, and more.

The beauty about this platform is that you can work from your home or anywhere you like, as long as you have wifi and computer access.

And because it’s on Amazon’s platform, you know it’s not a scam. These gigs are offered by big companies and vetted people who are looking to crowdsource users for their tasks.

To learn how you can make money with Amazon MTurk, click here.

26. Use your car to make money

Own a car (or 2) that you hardly use? You could be making money from it instead of leaving it parked up somewhere.

With Turo, you can safely rent your car out to folks in need of transportation. It’s kinda like Airbnb, but for cars.

Lots of owners are making at least $1,200 a month just by renting out their cars. That’s almost as much as a part-time job! And it’s your car that’s doing all the work.

BTW, if you’re worried about things like damage, insurance, etc., don’t be. Turo insures your car against physical damage, theft, and other comprehensive issues, with up to $1 million in liability insurance.

Want to turn your car into a money-making machine? Click here to join Turo.

27. Grocery shop and get paid

In today’s fast-paced world, most people are super busy. So much so that they don’t have time to shop for groceries.

Thanks to Instacart, those folks don’t have to starve, and… you get to make money.

Instacart pays you to be a personal grocery shopper. You buy the groceries for busy people, deliver them, and get paid. It’s as simple as that.

On average, most Instacart shoppers earn about $15 plus tips. That makes this perfect for college students in need of cash or folks looking for an easy side hustle.

Sound cool? Click here to sign up with Instacart now.

28. Tutor online for money

Love the idea of teaching but don’t want to do it in a classroom? Then just get paid to do it from home!

Yup, you can make over $50 an hour tutoring students online. You can teach them about language, music, or whatever you desire.

If you’d like to know more about this easy opportunity, just click here.

29. Drive your car and make money

Ridesharing is the bomb diggity. Especially with Uber. Almost everyone is using it to get around because it’s super easy.

But instead of just using it to spend money, others are using it to make money part-time and full-time.

That’s the beauty of being an Uber driver. You can choose your own schedule. It’s definitely a great way to make money fast in your spare time or on the weekends.

To get started, you can sign up for Uber here.

30. Lose weight and make money

Let’s face it: money can be a powerful motivator. It’s now become a driving force for people looking to lose weight.

Yup, you can get paid to get rid of that stubborn belly fat. And the force behind it all is a company called HealthyWage.

Tons of Americans are using HealthyWage to bet on their weight loss goals. The money and prizes are great but being able to live a long healthy life is priceless.

If you’ve got plans to burn off stomach fat and get a sexy six-pack, now you’ve got some serious incentive to do so.

The choice is simple: you can be a couch potato or reward yourself for transforming your body.

If you choose option two, then sign up for HealthyWage and WIN!

31. Make money uploading videos

Are you tired of watching all those YouTubers make money and talk about their amazing lives? Don’t you wish you could do the same? Well you can.

As you’ve seen from wasting spending time on YouTube, you can start a channel on just about anything you like.

Some people might say YouTube is “too saturated.” Yet, there are tons of car reviewers, makeup experts, tech reviewers, etc.

All you need to get started is a laptop, a smartphone for recording videos, and wifi. And yes, your first few videos will be shitty, but so was everyone else’s. Over time you’ll get better at it.

Making money is the easy part. You can earn money from ads, sponsored videos, and much more. BTW, while the big YouTubers may have millions of followers, most YouTubers are making six-figures year without a large audience.

You don’t need any more proof that folks are making money. All you need to do now is join YouTube and start your own channel today.

32. Start making money doing tasks

TaskRabbit is an awesome platform (app) that connects you with people in your community who need help doing stuff around the home.

Some examples of tasks are: picking up dry laundry, moving boxes, assembling IKEA furniture, and much more.

Yea that all sounds like menial work but wait until you hear about the money…

That’s right, this ain’t a penny-pinchin’ scheme. People are legit making at least $1,200 to $2,000 a week. Say what!?

Now that your attention is peaked, go check out TaskRabbit right now and see what tasks await you.

33. Flip items on eBay

Selling on eBay is pretty straightforward. All you need to do is buy products in bulk from stores, auctions, or liquidation sales. Then you list those items for sale on eBay.

Some call this flipping or retail arbitrage. The basic premise is – you buy items for a low price and resell them with a markup. It ain’t rocket science.

Once you create your eBay seller account, you can start by listing things around your house that you no longer need.

34. Do food delivery for cash

Uber Eats’ slogan is simple: “No boss. Flexible schedule. Quick pay.”

You’ve probably used Uber Eats to order some pizza to satisfy your munchies. But did you know that you can earn cash by delivering the orders that other people crave, all while exploring your city?

Lots of people are using it as a way to supplement their income. Others are using it to make big purchases – one lady used it to fund her dream wedding!

This definitely beats delivering fast food with an obnoxious sign on your car, hoping that you receive a tip that just barely covers your gas bill.

With Uber Eats, you can make your own schedule, work whenever you want for as long as you want, and get paid instantly.

There’s nothing more to say. Click here to join Uber Eats today.

35. Get paid to be a mystery shopper

If you’re a certified shopaholic, enjoy roaming stores, or just want to make money, then listen up…

Survey.com gives you the opportunity to make money by completing projects in local stores. Projects can be things like: audits, product demos, merchandising, and resets.

All you have to do is choose the projects you want, visit local stores to complete the projects, then get paid.

It’s so easy, the Neanderthal man wishes he was alive to do it. Especially since you can make $15 an hour, which is more than what some people make full-time.

If you’re ready to be a mystery shopper, click here to join Survey.com now.

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36. Lend money to make money

Once upon a time you could lend a stranger some money. And when they didn’t pay you back, you’d show up to their house, drag them into their living room, and bust their kneecaps with a baseball bat.

Thankfully, you don’t need to get barbaric anymore. Now you’ve got Lending Club. It’s a simple platform that connects investors (like you) with people seeking loans (borrowers).

Here’s how it works:

  • You open an account with as little as $0.01
  • When you’re ready, you can add more money and start offering loans as little as $25
  • Your money then gets repaid monthly with interest (4-6%) by the borrower(s)
  • Then you just repeat the cycle until you get fed up making money

Basically, you’re renting out your money to folks just like a bank. And your rental rate is considered the interest. It’s a great way to make some passive income at a higher rate than most savings accounts.

If you’ve got some cash gathering dust, join Lending Club now and let it gather interest instead.

37. Buy a money making website

If you’d like to skip all the work needed to create a website, you can just buy one that’s already making money.

Why would someone sell their profitable website? It could be for a number of reasons. Maybe they want to create a new one, maybe they need to raise cash, or maybe they’re tired of it. The truth is, no one knows.

At the end of the day none of that matters. What matters is, you can invest in an established website that’s already generating passive income.

When it comes to finding sites to purchase, chances are you’ll encounter shady sellers. The key is to buy your sites from a reputable online marketplace.

Thankfully, two such places exist:

Check them out if you’ve got the cash to invest and want to learn more.

38. Review websites and apps for cash

UserTesting is a platform that basically pays you to visit websites or apps, complete a set of tasks, and speak your thoughts aloud.

The pay is not too shabby either. For instance, you can earn $10 via PayPal for every 20-minute video you complete.

It’s a very simple and intuitive process. You can check out UserTesting for more details.

39. Invest spare change in stocks

Imagine if you could invest in your future without breaking a sweat. That’s what Acorns allows you to do.

Let’s say you buy some body lotion for $6.29 because you love your skin. Acorns will automatically deposit 71 cents into your investment account, thanks to its “rounding up” feature.

It’s a simple but powerful concept: Use your digital spare change to invest in the stock market.

Those tiny investments can add up over time. Plus, it’s so hands-off that you never have to worry how the stock market is doing.

It’s one of the best investment and savings app. And the good news is…

All our readers can get a $5 BONUS for signing up here!

40. Narrate audiobooks for money

Has anyone ever told you you have a great voice and a face for radio?

Well you pretty penguin, an amazing opportunity awaits you. It involves audio-scribing (narrating) books for Amazon via the ACX Marketplace.

ACX is a platform where authors, literary agents, publishers, and other Rights Holders can connect with narrators, engineers, recording studios, and other Producers capable of producing a finished audiobook.

Ever listened to an audiobook on Audible? That narrator isn’t the author, just someone paid for their voice.

This is one of the most unique ways to make money that you’ve never heard of. It’s also an easy way to make a full-time income with audiobooks.

To explore this lucrative opportunity, check out this helpful video.

41. Buy a business for sale

Instead of dealing with the hard work and headache of starting your own business, it’s easier to just buy one.

By buying an established business you don’t have to worry about it failing as a new startup. It will already have a proven history of creating income for its owner.

Sure investing in a business will require more capital, but that’s what loans are for. Even if you’re rich, you’d never pay cash for a business.

This option may seem intimidating but it’s not. We’re not talking about buying a large corporation. You could be purchasing a thriving local business such as: lawn care, pool cleaning, or home services.

Again, it’s a great way to plug into a direct stream of income. The best place to find businesses for sale is to check with your local business association or visit BizBuySell.

42. Rent your stuff for money

You’ve probably got a bunch of crap stuff gathering dust somewhere in your home. Common thinking is to have a garage sale to get rid of most of it (which you should do).

However, if you have something like a lawnmower, you could rent it to your neighbors or folks in your community.

It’s definitely not as profitable as renting your home or car, but it’s a great way to earn some extra cash.

Even if you don’t consider renting stuff out, selling it could help you raise funds for something else on this list.

A Final Word About Earning Extra Income

Contrary to popular belief, it’s possible to learn how to make money and not work. You’ve just read 42 ways of doing it. So if anyone says otherwise, just throw this list in their face.

Personally, I don’t believe in the idea of “not working.” But I 100% support not working for someone else. Some of the options on the list above can make that a permanent reality.

On the flip side, I also know that not everyone is able to find a job, and it’s not their fault. In fact, there are some folks who have genuine reasons for not being able to work, such as age or ailments. And they’d be super happy to read this list.

Therefore, it would be tremendously helpful to them if you are kind enough to share this post. It’ll give them a chance to discover another way to make money.

So go ahead and click the buttons below to start sharing now.

About Alex S.

When he’s not watching Barca games, Alex is busy sharpening his coding skills. A self-taught indie hacker who enjoys finding ways of automating pretty much anything in his life. He’s not fascinated by finance, but he loves the thrill of making money.